Flood Insurance for Long Island and Coastal New York/New Jersey is ever changing and requires local expertise.
Flood insurance can help cover losses caused by certain types of water damage, such as heavy rain and tidal storm surges. While not typically required by law, it may be required by a mortgage lender if your property is in a high-risk flood zone.
At Bellucci Insurance Brokerage, we have access to both the National Flood Program and private flood insurance. As the FEMA rates continue to increase, private flood insurance is often an alternative for better pricing.
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